Bigger. Newer. Faster. Better.
Time to upgrade your assets?
Successful WA businesses don’t wait. They’re constantly investing, growing, evolving and maturing. So if you need to upgrade your equipment and assets to stay ahead of the market, we can help you with the finance that gets you where you want to be, hassle-free.
Let us do all the heavy lifting.
Businesses in Western Australia are looking to asset finance as a funding choice, making it easier to buy big-ticket items. The NWF team is highly experienced at finding ways for small and large businesses to purchase equipment without putting a drain on cash flow.
Car finance
Truck finance
Machinery finance
General plant & equipment finance
Shop fitout finance
Computer & office equipment finance
NWF – your number one asset
Before you talk to your bank about asset finance, talk to us - we’re the best in the business. With over 50 years of combined finance experience, and access to a vast number of asset finance lenders, leave everything to us as we work hard and fast to negotiate the most favourable interest rate and loan structure that best suits your needs.
Award-winning finance specialists
Over 50 years of combined experience
100% Independent third-party advice
Handle everything from application to approval and beyond
Locally based with true local knowledge of how the banks work
Up-to-date with the latest products
Free service
Good to know…
We’ll go over everything when we chat. But here are five things you should know about asset finance.
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Rather than make a large cash payment to buy your new assets outright, asset finance allows you to use and benefit from your new asset now while making smaller, regular payments over a fixed term.
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Hire purchase allows you to buy new vehicles, plant, or equipment for your business in instalments. You cannot sell the asset during the term. The provider owns the asset until the last instalment is paid, and a Purchase Option Fee is often required to transfer ownership of the asset to you once you finish making the payments.
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This involves renting the equipment from a leasing firm over a fixed term. You make regular scheduled payments for the use of the asset, and can choose to extend the lease, return the asset to the lender, upgrade the item, or buy it outright at the end of the rental period.
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Like a home loan or mortgage, a chattel mortgage (or equipment loan) has a traditional fixed-rate structure. You own the asset right away, and pay off the loan from the income the asset generates. The lender uses the car or equipment as security for your chattel mortgage.
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Asset refinancing means pledging your business’ assets as security against a loan. You only get the asset returned free and clear to you once the principal, fees and interest have been repaid. This way, costs are usually lower than other types of business financing.
So, what now?
Simply reach out to us for an obligation free consultation with one of our friendly teams across the state to see how we can get you into your first home.
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