Let’s get you into your next home.
So, you need more space?
Got a growing family and need more space to spread out? Or maybe your kids have flown the coup, and now you’ve got too much space to look after? Whether upsizing, downsizing or right sizing, finding the right loan to make the dream real is a big deal. And at NWF, we’re here to make sure you get into your next home without the surprises. Phew!
Not your first rodeo?
Us neither.
You’ve been down the home ownership road before, so you’ve got a fair idea of what to expect. And so do we. We’ve helped arrange loans for hundreds of ‘next home buyers’ over the years, and know exactly how to make it as enjoyable and surprise free as possible. With over 50 years of combined experience and access to over 1,400 loans from all the major banks, just talk to us and we’ll take care of the rest, from finding the right loan, to helping you apply for it (including supporting documents), liaising with the bank for approval, and arranging pre-approvals.
There’s nothing wrong with looking…
Look, we know you probably think you’ve got a good thing going with your current mortgage provider. But checking out what else is out there won’t hurt. Besides, you’ll move on pretty fast when we hook you up with a hot new mortgage package that blows what they’ve got out the water. And because NWF offers 100% unbiased third-party advice, you’ll have all the information you need to make a smart financial decision that benefits you both now, and long into the future.
Good to know…
Since you’ve already bought a house, you’ve likely got your head around the ins and outs. Still, it’s a different kettle of barramundi to sell your home at the same time.
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As a next home buyer, you’ll need to get the timing of selling and buying right if you want to avoid rushing your sale or purchase, doubling up your moving days, or wasting thousands on interim rent.
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If you buy first and struggle to sell your home, you can think about taking out an interest-only bridging loan (on top of your existing home loan) to pay for the purchase and buy you more time to sell. It’s high interest but it may save you money.
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To help you align your buying and selling, you can ask the settler to extend settlement dates, or accept your offer ‘subject to sale’, meaning you won’t have to settle on the property until you’ve settled the sale on your home.
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Don’t forget you need to make sure the home is in good nick. A building inspection ensures the home is structurally sound, while a pest inspection identifies any infestations.
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Transfer of property ownership contracts is pretty complicated. You’ll need to hire a conveyancer to ensure all contracts and documents are hunky dory, as well as facilitate settlement.
So, what now?
Simply reach out to us for an obligation free consultation with one of our friendly teams across the state to see how we can get you into the home of your dreams.
Need something else?
Buy your first home?
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